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Those who have the time and funds could also enroll in a personal finance course at their local community college or consider hiring a financial adviser. Less than half of the women surveyed in the above mentioned Fidelity study felt confident talking to a professional financial adviser about money and investments.

“It’s not like you need gobs of money to get someone to work with you,” says Hannon, who thinks a financial adviser or certified financial planner can be a valuable resource, especially for older women, who may not be as comfortable navigating financial planning resources online.

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